Accessibility is a lightness discipline, not a hue limitation
The most common misconception about accessible palettes is that they require dull or desaturated colors. In practice, WCAG contrast ratios depend almost entirely on the lightness difference between foreground and background. A vivid teal on a sufficiently dark surface can pass AAA. A muted sage on a slightly lighter sage will fail AA. Once you internalize that contrast is about luminance distance, palette building becomes a solvable math problem rather than a creative compromise.
