What the contrast ratio misses
The WCAG 4.5:1 ratio is a minimum floor, not a quality standard. Two color pairs can both pass at 4.5:1 while reading very differently in practice. A dark blue on medium gray at 4.5:1 is harder to read for people with deuteranopia than a dark brown on the same gray at the same ratio — the numbers are identical but the hue confusion risk is not. The ratio also says nothing about simultaneous contrast: a color that passes when measured against a white background may become illegible when placed next to a highly chromatic neighbor.
